Campfire review, pricing and verdict

AI-native ERP for growth-stage finance teams with Ember agents, a Migration Agent and an MCP server, used by Replit, Decagon and PostHog, per the vendor.

Best for
VP of Finance or Controller at a growth-stage company with several entities
Not for
Solo founder or pre-seed startup that only needs basic bookkeeping

By , Founder and editor

Should you use Campfire?

Campfire suits controllers at venture-backed companies with several entities who have outgrown QuickBooks and want agents, a migration tool and an MCP server before committing to NetSuite. Its docs describe fewer MCP tools than its live server exposes, and every price sits behind a demo.

Ember Agents and the Migration Agent put reconciliation, close prep and ERP migration on the same ledger, with human review before anything posts.

An accounting-specific model plus deep integrations and an open app platform create switching costs, but other well-funded AI-native ERPs are chasing the same legacy-replacement thesis.

Also for

  • CFO consolidating international operations
  • Controllers and VPs of Finance at venture-backed companies outgrowing QuickBooks or Xero
Show 3 more
  • CFOs at mid-market tech companies with several legal entities and currencies
  • Finance teams planning a move off NetSuite or SAP
  • Outsourced accounting and fractional CFO firms serving startup clients

Also not for

  • Small business with one entity and no multi-currency needs

Main trade-off

No published price and a sales-led purchase slow evaluation against self-serve tools.

Campfire pricing

PlanMonthly priceWhat it includes
Core Accounting (custom quote)CustomMulti-entity, multi-currency general ledger, AP and AR, bank reconciliation and transaction categorization, Ember AI Assistant and Ember Agents
Revenue Automation (custom quote)CustomRevenue recognition and invoicing for subscription and usage-based billing, Stripe data sync

As of the last pricing check on 13 August 2026 Campfire published no price list. It sells Core Accounting and Revenue Automation as separate modules, alone or together, on a sales-led quote based on company size, entity count and modules chosen. No free tier or self-serve signup was listed, so a demo is the way in.

Before you commit

  • Core Accounting and Revenue Automation are sold as separate modules, so full coverage costs more than one quote
  • Implementation is scoped as a project with Campfire or a partner firm on top of the module quote

What Campfire does

Campfire is an AI-native ERP founded in San Francisco in 2023 for growth-stage finance teams. It runs a multi-entity general ledger, Revenue Automation and Ember Agents, AI workers that match transactions and prepare close packages with human review, and it exposes its data through an API and an MCP server.

  • Ember AI Assistant

    Answers finance questions in a chat against live general ledger data instead of static reports.

  • Ember Agents

    Continuous and scheduled AI workers that match transactions, process AP and AR and prepare close packages, launched in beta with every action logged and reviewable before it posts.

  • Migration Agent

    Moves transaction-level ledger data from another ERP and builds a reconciliation workbook, which Campfire says takes minutes instead of the usual weeks.

  • Multi-entity, multi-currency ledger

    Consolidates every legal entity and operating currency into one real-time view; Campfire cites more than 180 currencies.

Show all 8 features

  • Revenue Automation

    A separate module for revenue recognition and invoicing on subscription and usage-based billing, with a Stripe data sync.

  • API and MCP server

    A documented API with 414 reference pages and an MCP server whose live tool list is far larger than the one the docs guide describes.

  • OAuth apps and app extensions

    Lets outside software add buttons, embedded panels, sidebar pages, event subscriptions and pre-save hooks to Campfire from an OAuth app.

  • SOC 2 Type II

    Campfire lists a SOC 2 Type II audit with controls monitored through Drata.

Works with

  • Ramp
  • Rippling
  • Salesforce
  • Stripe
  • Mercury
  • Brex
  • HubSpot
  • MCP clients (Cursor, VS Code, Claude Desktop)
  • OAuth apps and webhooks

Missing integrations

  • A published price or self-serve checkout

Most users expect these and they are not currently supported.

Capabilities

  • Accounting AI
  • ERP
  • Close automation
  • Revenue recognition
  • Reconciliation
  • Financial reporting
  • AI agents

Strengths and limits

Strengths

  • Agent work is auditable: Campfire says every Ember Agent action is logged, sourced to the ledger data and reviewable before it posts, and confidence thresholds set how much agents do alone.
  • The developer surface is public and wide: a documented API, OAuth apps and an MCP server whose tool list answered without a key and showed far more tools than the docs describe.
  • Campfire says one real-time ledger view covers every legal entity and currency, which is the job that sends multi-subsidiary teams to spreadsheets on lighter tools.

Limits

  • There is no price list and no self-serve signup, so the cost is only known after a demo.
  • The docs lag the product on AI integrations: the MCP guide describes a much shorter tool list than the live server returns.
  • Ember Agents launched as a beta for existing customers and the Migration Agent is only weeks old, so both have a short track record.
  • Reviewers on G2 described the inventory and payroll modules as early-stage next to older ERPs, in the review text read in August 2026.

How Hokai rates it

  • Features7.5 / 10
  • Support6.0 / 10

Campfire alternatives

The nearest AI tools on Hokai for the same job.

ToolPrice fromFree planRuns onRating
Campfire This pageQuoteNoWeb3.4
DatarailsExcel-friendly finance operating system with 600+ data connectors, AI agents and SOC 2 Type II, sold on three quote-only plans.QuoteNoWeb · iOS · Android3.7
PigmentAI planning platform for finance, sales and supply chain teams, with 6 named AI agents, an MCP server and a free trial.----Web3.7
CohesionAI agent platform for public equity analysts at hedge funds, live with 10+ funds managing $10B+ AUM. Access is by request only, not self-serve signup.--TrialWeb3.4

Campfire facts

Compliance
SOC 2 Type II
Works offline
No
Minimum skill level
Intermediate
Price band
Mid-range
Maker founded
2023
Training-data policy
Not stated: the developer documentation read on 2026-11-11 has no security or privacy page, and its delete endpoints only record an optional reason on the audit log.
Total funding
$100M across Series A and Series B in 12 weeks (Accel and Ribbit Capital co-led the Series B), per Campfire's June 2026 release

Data and privacy

Proprietary

Questions about Campfire

How is Campfire priced?

Campfire published no prices when its pricing was last checked on 13 August 2026. Core Accounting and Revenue Automation are separate modules, bought alone or together, on quotes that depend on company size, entity count and the modules chosen, with implementation scoped as a project on top.

Is there a free Campfire plan?

No free plan or self-serve signup has been listed, so every buyer goes through a demo. A team that only needs bookkeeping can start with QuickBooks or Xero and move once it runs several entities.

Can Campfire connect to Claude or Cursor?

Yes. Campfire runs an MCP server at api.meetcampfire.com/mcp that Cursor, VS Code and Claude Desktop connect to with an API token. The docs guide lists 12 tools, but a tools/list request on 11 November 2026 returned 51, covering journals, reports, close checklists and support cases, none named as a write action.

What is the Campfire Migration Agent?

Launched on 3 September 2026, it moves transaction-level ledger data into Campfire, including the chart of accounts, entities, vendors, departments, journal entries and line-item history, and builds a reconciliation workbook. Campfire says it can start from a connected system or exported files, and can build an opening balance for a clean cutover.

Do Ember Agents post entries on their own?

Ember Agents, launched in beta on 12 March 2026 for existing customers, run continuous work such as transaction matching and anomaly detection plus scheduled work such as flux analysis and close prep. Campfire says every action is logged, sourced to the ledger and reviewable before it posts, and that confidence thresholds control how much they do without review.

About Campfire

Campfire is an AI-native ERP and accounting platform for growth-stage finance teams. It was founded in San Francisco in 2023 by John Glasgow, a former Bill.com and Invoice2go executive who is still its CEO, and it targets startups and mid-market tech companies that have outgrown QuickBooks or Xero without wanting NetSuite or SAP. Campfire names Replit, Decagon and PostHog as customers, and its June 2026 press release says it raised $100 million across its Series A and Series B in 12 weeks, with Accel and Ribbit Capital co-leading the Series B.

Read the full background

The core is a general ledger with multi-entity, multi-currency consolidation, sold as separate Core Accounting and Revenue Automation modules. Campfire says its Accounting Intelligence model, trained on accounting data, powers the Ember assistant and, since 12 March 2026, Ember Agents: continuous agents match transactions, process AP and AR and flag anomalies, scheduled agents run flux analysis and close prep, and every action is logged and reviewable before it posts. Ember Agents launched in beta for existing customers. A Migration Agent followed on 3 September 2026; Campfire says it moves transaction-level general ledger data in about 15 minutes and produces a reconciliation workbook.

Developers get a documented API with 414 reference pages, OAuth 2.0 apps that can add buttons, panels and pre-save hooks inside Campfire, webhooks, and an MCP server. For a first-hand look, on 11 November 2026 an unauthenticated tools/list request to api.meetcampfire.com/mcp returned 51 tools such as get_journal_entries, balance_sheet, get_close_checklist and read_help_article, all named as retrieval, report or search calls, while the docs guide lists only 12.

Campfire fits controllers, VPs of Finance and CFOs at venture-backed companies that run several legal entities, and outsourced accounting firms serving them; in June 2026 it opened a London office with partner firms IvyPoint, Elixir and Inlumi. Its case studies, as Campfire publishes them, report that Fora Travel cut two days from its monthly close and that TwelveLabs reduced bank reconciliation time by 80 percent; both are vendor claims.

Look elsewhere when you need a published price or a narrow tool. Campfire shows no price list, has no dedicated mobile or desktop app, and is a newer entrant than NetSuite or SAP. Its closest rivals are other AI-native ERPs such as Rillet, which Numeric describes as backed by Sequoia, Andreessen Horowitz and ICONIQ, and which has no Hokai record yet. Narrower needs are served by Vic.ai for accounts payable automation and Aleph for FP&A, neither of which replaces a general ledger. More finance tools are on the AI financial assistants list and in best AI financial assistants.

Sources and guides

Official sources

Product facts on this page (pricing, plans, integrations, compliance) are read from Campfire's own pages and documentation. The verdict is Hokai's reading of them, not the vendor's claim.

Hokai guides that mention Campfire

Lists that include Campfire

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