Two Dots pricing, plans and limits
AI approval agent for multifamily that verifies income, investigates fraud and can send the lease; Two Dots says it runs on 1M units in 43 states.
- Best for
- Multifamily operations directors
- Not for
- Individual landlords screening one or two units
Should you use Two Dots?
Two Dots suits multifamily operators that want an agent to chase applicants, verify gig and self-employment income and, on higher packages, make the call. It is sold only through a demo, so plan for a proposal cycle. The Verify package keeps your current screening provider in place.
Two Dots' site describes Evie as working an application from the first message to a sent lease.
Also for
- Affordable-housing compliance managers
- Non-QM mortgage processing leads
Show 3 more
- Operations directors at multifamily operators
- Non-QM mortgage processing teams
- Proptech teams that want to connect an approval agent through APIs or MCPs
Also not for
- Property managers wanting free self-serve screening
Main trade-off
No published pricing, and the strongest package depends on terms the buyer sees only in the proposal.
Two Dots pricing
| Plan | Monthly price | What it includes |
|---|---|---|
| Verify | Custom | Evie handles applicant follow-up, verifies income and investigates fraud, Your team makes the call, Works alongside your current screening provider |
| Approve | Custom | Evie verifies and screens applicants, then applies your written criteria, Credit, criminal and eviction screening in the decision workflow, Your team handles exceptions, Optional Same-Day Lease add-on |
| Guaranteed | Custom | Two Dots manages decisions, with specialists handling exceptions and appeals, Contractual protection under agreed terms, caps and conditions, Optional Same-Day Lease add-on |
No price appears on the site. A proposal tailored to the portfolio follows a 45-minute demo, and there is no free plan. Source: twodots.com/multifamily-tenant-screening, read 13 November 2026.
What each plan includes
Compare the plans feature by feature (7 rows)
| Feature | Verify | Approve | Guaranteed |
|---|---|---|---|
| Applicant follow-up and document collection | ✓ | ✓ | ✓ |
| Income verification and fraud investigation | ✓ | ✓ | ✓ |
| Who makes the decision | Your team | Evie, on your written criteria | Two Dots |
| Credit, criminal and eviction screening | No | ✓ | ✓ |
| Who handles exceptions | Your team | Your team | Two Dots specialists, including appeals |
| Same-Day Lease add-on | No | Optional | Optional |
| Contractual protection | No | No | Under agreed terms, caps and conditions |
Before you commit
- Guaranteed carries contractual protection only under agreed terms, caps and conditions that the site does not publish
- Same-Day Lease is an add-on to Approve and Guaranteed, not part of Verify
What Two Dots does
Two Dots is a San Francisco AI underwriting company, founded in 2022 and a Y Combinator Summer 2022 alum, whose agent Evie verifies income, investigates fraud and approves multifamily rental applicants. It reports use across 1 million units in 43 states and also sells agents for affordable housing and non-QM mortgages.
Evie, the approval agent
Works applicants by text and email around the clock, collects missing documents and brings the team a reason and a recommendation when a person must decide.
Complex-income verification
Reads supporting documents for gig and self-employed income, several jobs, benefits and offer letters, for example identifying client deposits in a barber’s bank statements and excluding transfers.
Fraud investigation
Investigates identity and document fraud and works through warnings before a decision is made.
Options when the first choice fails
Offers additional qualifying income, an available lower-rent unit, a guarantor or a conditional approval, then follows up for the applicant’s acceptance.
Show all 8 features
Three packages
Verify, Approve and Guaranteed decide who owns the decision and the exceptions: your team, Evie on your written criteria, or Two Dots.
Same-Day Lease
An optional add-on to Approve and Guaranteed that confirms the move-in date, rentable items, fees and deposit, updates the property management system and sends the lease.
APIs and MCPs
Beyond its out-of-the-box integrations, Two Dots offers open APIs and MCPs for connecting Evie to a property management system or an AI workflow.
Agents beyond rentals
Cora handles affordable-housing compliance against a LIHTC checklist, and Dot works non-QM mortgage files such as DSCR and bank-statement loans.
Works with
- Out-of-the-box property management system integrations
- Open APIs
- MCP
Strengths and limits
Strengths
- Two Dots’ property-management page, read 13 November 2026, cites customer results: turn times cut by more than six days, one customer approving 80% of applicants at Class B/C properties with bad debt under 1%, and one cutting delinquency by more than 50%; it labels them individual results.
- Per the property-management page, Verify runs next to the screening provider a team already uses and adds income verification and fraud work.
- On 13 November 2026 the company trust page listed a SOC 2 Type 2 report for 2024 to 2025, a 2026 bridge letter and a July 2026 penetration test report.
Limits
- No published prices: every buyer books a 45-minute demo and waits for a tailored proposal, and there is no free plan or self-serve sign-up.
- Under Verify your team still makes every decision, and under Approve it still handles exceptions, so the staff saving depends on the package.
- The caps and conditions behind the Guaranteed package are not published, so the value of that protection cannot be judged before the proposal.
- It is sold to operators and lenders by demo only, and the property-management page lists no self-serve option, so a landlord with one or two units is not who it targets.
Two Dots alternatives
The nearest AI tools on Hokai for the same job.
| Tool | Price from | Free plan | Runs on | Rating |
|---|---|---|---|---|
| Two Dots This page | Quote | No | Web | -- |
 DatarailsExcel-friendly finance operating system with 600+ data connectors, AI agents and SOC 2 Type II, sold on three quote-only plans. | Quote | No | Web · iOS · Android | 3.7 |
 PigmentAI planning platform for finance, sales and supply chain teams, with 6 named AI agents, an MCP server and a free trial. | -- | -- | Web | 3.7 |
 CampfireAI-native ERP for growth-stage finance teams with Ember agents, a Migration Agent and an MCP server, used by Replit, Decagon and PostHog, per the vendor. | Quote | No | Web | 3.4 |
Two Dots facts
- Compliance
- SOC 2 Type 2 · with a 2026 bridge letter
- Works offline
- No
- Minimum skill level
- Basic
- Price band
- Enterprise pricing
- Maker founded
- 2022
Data and privacy
Proprietary
Questions about Two Dots
How much does Two Dots cost?
Two Dots does not publish prices. It sells three packages, Verify, Approve and Guaranteed, and builds a proposal around your portfolio after a demo; the top two packages can add Same-Day Lease. There is no free tier, per-screen rate card or monthly subscription on the site.
Is Two Dots free to try?
No. There is no free plan and no self-serve sign-up: you book a 45-minute demo, and customers then sign in at app.twodots.com. The demo is the only way to see the product working.
How is Evie different from tenant screening software?
Two Dots describes Evie as an AI approval agent that carries out the next step instead of returning a report: she asks for the right document when the wrong one arrives, questions applicants about unclear income and follows up on what is outstanding. Your package decides who owns decisions and exceptions.
Does Two Dots have SOC 2?
The trust centre at trust.twodots.com, read on 13 November 2026, offers the SOC 2 Type 2 report (2024 to 2025 period), a bridge letter for 2026 and a July 2026 penetration test report. Its privacy policy, last updated on 5 September 2026, says Two Dots does not sell personal information.
Does Two Dots work with my property management system?
Two Dots says it connects through ready-made integrations or, failing that, through open APIs and MCPs, and that it will help pick the connection and confirm the setup before rollout. The pages read on 13 November 2026 name no supported systems, so ask for the list during the demo.
About Two Dots
Two Dots is a San Francisco company that sells AI agents for consumer underwriting to housing operators and lenders. It was founded in 2022 by Henson Orser and Max Ponte, who have known each other since middle school, and came out of Y Combinator's Summer 2022 batch; YC's company page lists 28 people. Max started at Blend, where he saw how hard it was to automate mortgage underwriting, and Henson at Goldman Sachs. The company now runs three agents: Evie for rental applicants, Cora for affordable-housing compliance and Dot for non-QM mortgage processing.
Read the full background
Evie is the one most buyers ask about. She talks to applicants over text and email at any hour, collects missing documents, answers questions and, when a person has to decide, hands the team her reasoning and a recommendation. She verifies income from self-employment, multiple jobs, benefits and offer letters, and investigates identity and document fraud. When an applicant misses the first choice she can propose a cheaper unit, extra income, a guarantor or a conditional approval. An optional Same-Day Lease step carries an approved file through to the lease. Two Dots says Evie is used across 1M units in 43 states, a figure its own site gives without a date.
What Evie does for you depends on the package. Verify leaves the decision to your team and works alongside your current screening provider. Approve has Evie apply your written criteria, with credit, criminal and eviction screening included and your team handling exceptions. Guaranteed has Two Dots manage decisions, with its specialists handling exceptions and appeals. Connectors come out of the box, and open APIs and MCPs cover anything else. It suits operations directors at multifamily operators; the financial assistants directory lists nearby tools.
Where an alternative wins: Snappt's own site lists income verification, document fraud analysis, identity verification and verification of rent and employment, and describes a Fraud Forensics team that researches new fraud patterns, so a buyer whose main problem is forged documents can price a fraud-first product. Snappt has no Hokai record yet. Two Dots is also the wrong choice for a landlord with one or two units: it sells to operators and lenders through a demo, with no self-serve sign-up.
What changed lately: the product that used to be called Eve and sold as a document-extraction API plus tenant screening is now Evie, an approval agent that carries an application through to a lease, with Cora added for affordable housing and Dot for mortgage processing.
Who should book a demo: an operator with written screening criteria and slow approvals should ask for Approve; a team that wants to keep its screening provider and make its own calls should start with Verify; and owners of one or two units should look elsewhere.
Sources and guides
Official sources
- Two Dots official site Vendor
Product facts on this page (pricing, plans, integrations, compliance) are read from Two Dots's own pages and documentation. The verdict is Hokai's reading of them, not the vendor's claim.
Hokai guides that mention Two Dots
Lists that include Two Dots
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