Bretton AI review, pricing and verdict
AI agents and analysts that run AML, KYC and fraud work for banks.
- Best for
- BSA officers at OCC and FDIC regulated banks
- Not for
- Compliance lead at a small credit union without enterprise budget
Should you use Bretton AI?
Bretton suits banks and fintechs with alert or due-diligence backlogs that want capacity without hiring: run the platform yourself or hand a queue to Managed Services. There is no list price, so expect a sales cycle, and MVB Bank reportedly pays by completed case rather than analyst hour.
Per its homepage, Builder turns plain-language instructions into custom agents built on your data and policies.
Also for
- Financial crime and AML investigation leads at fintechs
- Compliance operations leaders scaling KYC/KYB review volume without adding headcount
Show 3 more
- Risk and fraud operations teams at digital-first banks
- BSA officer at a regulated bank
- Head of financial crime operations at a fintech
Also not for
- Solo founder needing self-serve software with a published price
Main trade-off
No public pricing and an enterprise-only sales motion shut out smaller banks and credit unions.
Bretton AI pricing
- Billing model
- Usage
Bretton publishes no rate card; a bank talks to sales and receives a scoped quote. Its Managed Services page, read on 13 November 2026, says consumption pricing applies from day one and claims half the price per case of a typical outsourcer. The Inference reported that MVB fees follow completed alerts and cases, not analyst hours, and that Bretton publishes an average contract value of $201,000.
Before you commit
- Custom connector work by the Forward Deployed Engineering team when a bank’s core system is not already connected
What Bretton AI does on its own
- Scope of autonomy
- Semi-autonomous
- Human approval boundary
- Human in the loop
- Maturity
- Enterprise
Safety controls
- Audit loggingSupported
- Human in the loopSupported
- Runs sandboxedNot supported
- Output filteringNot supported
What it can operate
- API calls
- Database access
- Document reading
Where Bretton AI runs
- Deployment
- Cloud · API
- Where it runs
- Web · API
- Memory
- Persistent
Systems it connects to
| System | Type |
|---|---|
| Core banking systems | Native |
| Case management systems | Native |
| Screening and AML software | Native |
Languages it supports
- English
What Bretton AI does
Bretton AI, formerly Greenlite AI, sells agents and experienced investigators that complete AML investigations, KYC reviews and sanctions alert reviews for banks and fintechs. It reports more than 1.2 million investigations worked, 30+ skill templates and 180+ data sources, with a human analyst reviewing agent output.
Templates
More than 30 pre-built skills and agents deploy in minutes, over 180+ data sources, covering document reviews, alert handling, customer reviews, due diligence and case narratives.
Builder
Compliance teams describe a procedure in natural language and Builder turns it into an agent on the bank’s own data and policies.
Workbench
A shared case workspace where analysts and agents work side by side and a person reviews the output.
Audit and evaluations
Each decision is logged with its reasoning, evidence and model version, and production traces become evaluation sets.
Show all 7 features
Managed Services
Named onshore investigators run a bank’s queue on Bretton’s platform; the page promises a first workflow live within 60 days and every case checked against the bank’s own QC scorecard.
Multi-step workflows
Added on 23 October 2026: agents link into one investigation, and each step’s outcome decides which agent runs next with the earlier findings in hand.
Trust Infrastructure
Independent model validation, zero-data retention, SOC 2 Type II, GDPR compliance and virtual private cloud deployment, as the homepage lists them.
Strengths and limits
Strengths
- On its homepage, undated, Bretton reports an 87% cut in compliance review time at an FDIC-insured bank and a 70% cut in enterprise due diligence queue time at an OCC-regulated bank, both unnamed.
- MVB Bank pays by the completed alert or case instead of by analyst hour, per The Inference on 9 October 2026, which ties the cost to output.
- The trust centre at trust.bretton.com, read 13 November 2026, lists a SOC 2 Type II report covering January 2025 to January 2026 and an annual third-party penetration test.
- Coastal Community Bank’s president and Gusto’s BSA officer are quoted by name on the homepage.
Limits
- No public pricing: a bank has to go through a sales conversation before it can estimate cost.
- The Inference says an analyst signs off each AI-assisted output at MVB.
- These results are Bretton’s own, undated and unnamed, and The Inference calls the headline claim unproven at scale.
- The Inference points out that the bank, not Bretton, carries the filings and fines when agent output is weak.
- The company rebranded from Greenlite AI in February 2026, so documents dated before that carry the old name.
Bretton AI alternatives
The nearest AI agents on Hokai for the same job.
| Agent | Where it runs | Price | Maturity | Rating |
|---|---|---|---|---|
| Bretton AI This page | Cloud · API | Usage-based | Enterprise | -- |
 BrickantaAgentic AI that reviews tenders and keeps a construction project's memory. | Cloud | €890/mo (about $984) | Available | 3.6 |
 FlowScopeYC S26-backed firm that deploys AI agents to shadow employees for 2 weeks, then ships end-to-end process automations into production on existing systems. | Cloud | Quote | Available | 3.5 |
 Grok BotxAI's always-on AI teammates that sign into your apps and finish jobs. | Cloud | $30/mo | Available | 3.4 |
Bretton AI facts
- Works offline
- No
- Minimum skill level
- Intermediate
- Budget fit
- Enterprise
- Open source
- No
- Ships
- Monthly
- Last major update
- Maker founded
- 2023
- Headquarters
- San Francisco, CA
- Total funding
- $95M in total: $20M by May 2025 (a Series A of $15M) plus a $75M Series B led by Sapphire Ventures (February 2026)
What changed
Questions about Bretton AI
How much does Bretton AI cost?
Bretton does not publish prices. It scopes and quotes each bank after a sales conversation, and, according to The Inference (9 October 2026), its average contract value is $201,000, a figure the company publishes itself. Managed Services uses consumption pricing from the start, and MVB Bank pays per completed alert or case.
Can you try Bretton AI without a sales call?
No. There is no free tier or self-serve sign-up: a bank requests a demo or a workshop, and Bretton’s engineers scope the data sources and workflows first. Existing customers sign in at app.bretton.com.
Is Bretton AI SOC 2 compliant?
The trust centre carries a SOC 2 Type II report for the year to January 2026 and an annual outside pen test, and the homepage adds independent model validation, zero-data retention, GDPR compliance and virtual private cloud options. Ask for the current report, because that period has ended.
Is Bretton AI the same company as Greenlite AI?
Yes. Greenlite AI rebranded as Bretton AI on 12 February 2026, in the same announcement as a $75 million Series B led by Sapphire Ventures. Will Lawrence is still CEO, and the name comes from the 1944 Bretton Woods conference, according to Bretton.
What is the difference between the platform and Managed Services?
On the platform a bank’s own team builds and runs agents in Builder and Workbench. With Managed Services Bretton’s staff run the queue: its page promises a first workflow live in 60 days and a quality check on every case against the bank’s scorecard, while the bank keeps its policies.
About Bretton AI
Bretton AI sells AI agents, backed by human investigators, that work through anti-money-laundering cases, customer-onboarding checks and sanctions alerts at banks and fintechs. It was called Greenlite AI until a rebrand on 12 February 2026, and its San Francisco founder and CEO is Will Lawrence; the company was founded in 2023. A $15 million Series A in May 2025 took Greenlite's funding to $20 million, and the $75 million Series B announced in February 2026 was led by Sapphire Ventures with Greylock, Thomson Reuters Ventures, Canvas Ventures, Y Combinator and new investor TIAA Ventures.
Read the full background
The platform has three working parts: Templates, 30+ pre-built skills for tasks such as document reviews, alert handling and due diligence, over 180+ data sources; Builder, which turns a bank's written procedures into agents using plain language; and Workbench, the workspace where analysts work every case beside the agents. It logs the reasoning, evidence and model version behind each decision, and Bretton says agent-as-a-judge quality checks run on the output. The homepage lists use cases such as enhanced due diligence, authorized-payment scam reviews and SBA loan review.
Banks can run the platform themselves or hand a queue to Bretton's Managed Services team, led by Rick Shooman, a managing director who spent six years in industry leading financial-crime compliance technology for a global bank and a decade running large programs as a consultant. MVB Bank signed a multi-year agreement in August 2026 for Bretton to deliver AML transaction monitoring and KYC as completed alerts and cases, produced by a dedicated US-based team working to MVB's own policies. The Inference reported on 9 October 2026 that a trained analyst reviews every AI-assisted output before it reaches MVB.
Results on Bretton's own pages are undated and mostly unnamed: an FDIC-insured bank with compliance review time cut by 87%, an OCC-regulated bank with enterprise due diligence queue completion time cut by 70%, and a Fortune 500 company with 12 new markets. Customers quoted on the record include the president of Coastal Community Bank and the BSA officer at Gusto.
Where an alternative wins: Unit21's homepage calls it an agentic AI platform for fraud and AML operations that automates detection as well as investigation, so a bank that wants both from one vendor can price it, and NICE Actimize describes itself as AI-driven fraud prevention and AML for financial institutions, the incumbent route for a bank that wants an established suite. Neither has a Hokai record yet; the operations agents directory lists the agents that are on Hokai. The Inference also notes that if agent quality slips, the filings and the fines still belong to the bank, and that the 87% figure is unproven at scale.
Lately Bretton added multi-step agent workflows on 23 October 2026, so one agent's outcome decides which agent runs next, and evidence-backed pre-fill for QC scorecards on 21 October. It was named to the 2026 CB Insights AI 100 on 5 May.
Who should book a demo: a bank or fintech with an AML alert or due-diligence backlog should ask about the platform if it has its own compliance team, and about Managed Services if it wants to hand the queue over; a credit union with no enterprise budget should not expect a self-serve option.
Sources and guides
Official sources
- Bretton AI official site Vendor
Autonomy, guardrails, integrations and pricing on this page are read from Bretton AI's own documentation. The verdict is Hokai's reading of them, not the vendor's claim.
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